Terms and Conditions

Welcome to cobras.solutions

cobras.solutions is owned and operated by Cobras Solutions, LLC. These Terms and Conditions govern your use of our site and its properties. By accessing or using our services, you agree to comply with and be bound by the following terms. Please read them carefully.

Use of Services

You agree to use our services only for lawful purposes and in accordance with these terms. You are responsible for ensuring that your use of our services does not violate any applicable laws or regulations. You agree not to engage in any of the following prohibited activities:

• Illegal Activities: Using the website for any illegal activities or to promote illegal activities
• Harassment: Engaging in any form of harassment, abuse, or threatening behavior
• Spamming: Sending unsolicited messages, advertisements, or spam
• Hacking: Attempting to gain unauthorized access to our website, servers, or networks
• Malware: Uploading or distributing viruses, malware, or any other harmful software
• Copyright Infringement: Using the website to infringe on the intellectual property rights of others
• Misrepresentation: Impersonating any person or entity or falsely stating your affiliation with a person or entity

Users may submit content to our website, including comments, reviews, and other materials. By submitting content, you agree to the following:

• Ownership: You retain ownership of your content but grant us a license to use, display, and distribute it.
• Appropriate Content: Your content must not be offensive, defamatory, or violate any laws.
• Accuracy: Your content must be accurate and not misleading.

Intellectual Property

All content, trademarks, and data on this website and delivered through our services, including text, graphics, logos, and software, are the property of cobras.solutions or its licensors and are protected by intellectual property laws. Unauthorized use, reproduction, or distribution of such content is prohibited.

Privacy

We are committed to protecting your privacy. Our Privacy Policy explains how we collect, use, and safeguard your information when you use our services. By using our services, you consent to our collection and use of your information as described in the Privacy Policy.

Limitation of Liability

Cobras Solutions, LLC will not be liable for any damages arising from the use or inability to use our services, including but not limited to direct, indirect, incidental, punitive, and consequential damages. Our total liability to you for any claims arising from or related to our services is limited to the amount you paid for the services in question.

Termination

We reserve the right to terminate or suspend your access to our services at any time, without notice, for conduct that we believe violates these Terms and Conditions or is harmful to other users of our services, us, or third parties, or for any other reason.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the state in which Cobras Solutions, LLC is located, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in that state to resolve any dispute arising from or related to these terms or your use of our services.

Changes to Terms and Conditions

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Your continued use of our services following any changes constitutes your acceptance of the new terms. We encourage you to review these Terms and Conditions periodically to stay informed about our updates.

Disclaimers

Any dispute, controversy, or claim arising out of or relating to these Terms of Use, including the breach, termination, or validity thereof, shall be resolved by arbitration in accordance with the rules of the American Arbitration Association (AAA). The arbitration shall be conducted as follows:

• Initiation of Arbitration: Either party may initiate arbitration by providing written notice to the other party, specifying the nature of the dispute and the relief sought.
• Selection of Arbitrator: The arbitration shall be conducted by a single arbitrator selected in accordance with the AAA rules.
• Location and Language: The arbitration shall take place in the state in which Cobras Solutions, LLC is located, and the proceedings shall be conducted in English.
• Governing Law: The arbitrator shall apply the laws of the state in which Cobras Solutions, LLC is located without regard to its conflict of laws principles.
• Confidentiality: The arbitration proceedings and any information disclosed during the arbitration shall be kept confidential by the parties and the arbitrator.
• Final and Binding: The arbitrator's decision shall be final and binding on the parties, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.
• Costs and Fees: Each party shall bear its own costs and expenses of the arbitration, including attorney's fees, and an equal share of the arbitrator's fees and administrative costs of arbitration.

By using this website, you agree to be bound by this arbitration clause and waive any right to a trial by jury or to participate in a class action.

Speaking with a licensed insurance agent does not affect your current enrollment, nor will it automatically enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement Plan, or any other Medicare plan. Cobras Solutions, LLC is independent of the Medicare program and is neither associated nor endorsed by the Centers for Medicare & Medicaid Services (CMS) or any other government agency.

Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at:

Email: solutions.cobras@gmail.com